We back the operators who keep the country running.
Lendwise Capital is a New York–based small business lender. We help owners get funded without the runaround — flexible products, real underwriters, and answers in plain English.
Built around your business — not the other way around.
Most lenders force you into a fixed bucket. We don't. We size the deal to your real numbers, structure terms around your cash flow, and give you straight answers fast.
Our team comes from operations, finance, and small business. We know what 30-day payment terms feel like when payroll is on Friday. We know what a big order can do for you — and what it can break if you can't fund it.
That's why we built Lendwise: capital that works the way your business actually works.
Start an application →Three things we won't compromise on
Speed that matters
Same-day decisions, funds in your account within a business day for most deals. You shouldn't lose a customer because financing took too long.
Clear terms
No hidden fees. No compounding interest games. No prepayment penalties. What we quote is what you pay.
Real humans
Every file gets a senior underwriter. If you call, someone picks up. You'll always know who's on your deal.